100 Monthly Goal Ideas [1]

We’re big fans of Active and Intentional Goal Setting. 
If you have something you’re working towards, you have something to guide all of your actions.


Accomplishing goals and reaching milestones builds our sense of achievement and gives us confidence to keep going.

As you’ll see, I’ve left some goals on this list more generic, so it’s up to you to determine what metric makes sense for you for each goal.

For example, let’s say a bad habit you want to break is drinking soda. 
You could make it measurable by saying,  “This week I only want to have three cokes” and go from there. Make sense?

We all know what’s it’s like to set and goal and never reach it (more than 90% of New Year’s Resolutions fail). After all, it’s hard to keep track of everything in your head. One way to prioritize your goals is to use an effective tool to track your goal progress.  

Finding a system that works for you is absolutely essential in achieving the goals you set for yourself.

Deciding what your goals should be can be a challenge. 
With this list of 100 monthly goal ideas, you’ll be inspired to be intentional with the goals you set for yourself.

 Working towards being the best version of yourself starts with letting your purpose guide you. 

100 Monthly Goal Ideas To Be Intentional With Your Time in 2020

 

FINANCIAL GOALS

 Money is a powerful tool that can help you improve your life and live intentionally according to your values. 

Do a no-spend challenge.

A no-spend challenge is where you cut out all unnecessary spending for a month. This includes everything that is not a fixed expense and that you don’t actually need. Sometimes it’s easy to forget what you really need to survive and get by. This challenge can help you re-focus on your values.

Eat in for 30 days straight.

Dining out is one the biggest budget crushers for millennials. Instead of eating out for the fifth time this month (or let’s be real — ordering in), commit to cooking at home for 30 days. What will you do with the savings?

Make an extra $500.

If you had to make an extra $500 this month, how would you do it? Whether it’s starting a side hustle or selling things on eBay, Jumia, Konga, do what you can to put some extra cash in your pockets this month.

Update your budget.

Go over your budget in detail and see what you can cut out. Many expenses slip through the cracks without us even noticing. Are you putting your money where your goals and values are? If not, it’s time to reconsider your budget categories.

Donate to a cause you care about.

Giving is worth having as a line item on your monthly budget. Make it a goal to spread the love around to causes that are close to your heart.

Clear out your closet of things you no longer wear.

It doesn’t serve us to hold onto things we no longer need. You can either donate these items or re-sell items in great condition.

Name all of your savings accounts.

Giving your savings account a name instead of a number makes you feel more connected to what you’re saving for. When you’re more connected to what you’re saving for, you’re more likely to keep saving. Whether it’s “Mom & Dad’s Retirement Party” or “Italy 2019,” make it very clear what those accounts are for.

Open an investment account.

Investing isn’t something to be scared of! In our post on Investing 101, we cover the basics of how, why, and where. It’s not as overwhelming as it seems.

Check your credit report.

Looking over your credit report for fishy activity is something you should be doing at least once a year. Pick an annual date to pull your credit report from AnnualCreditReport.com to make sure everything is correct.

Negotiate a bill.

In less than 10 minutes, you could be paying less for a fixed expense. Almost everything is negotiable. From your rent to your phone bill to your internet bill to your car insurance, it’s worth pulling quotes from other companies to compare and get the best deal. Usually your current provider is willing to give you a discount to keep you as a customer.

Plan your dream vacation.

Have you ever sat down to think about what you dream vacation is? From where you would go to what you would do, plan it like you’re actually going. Because if you name your savings accounts and start saving for it, you’ll get to go there one day. Plus, it’s fun to dream about travel!

Use the envelope system for a month.

If you feel like your money is just disappearing, try the envelope system to keep you accountable and focused.

Purchase something that will improve your life.

This could be a small purchase or a big one, but buying something that will improve your life can have a profound impact on your happiness. I once used almost all the cash i had to spare to purchase a power bank device sometime last year. even though I didn't have much cash left on me after the purchase, i derived a great deal of satisfaction and happiness anytime there is a power black out, and i can comfortably charge my devices without stress.

Do a pantry challenge.

Go through your pantry and meal plan around everything that is close to it’s expiration date. Not only will you save money, but you’ll prevent food waste too.

Evaluate your goals for the next year.

If you’re struggling to figure out your budget, take some time to figure out where you would like your finances to be this time next year.  It keeps you focused and accountable throughout the year to actually reach those goals.

Spend on something you’ll regret not doing.

Earlier this year I talked about the biggest financial mistakes I’ve ever made. One of them was not spending money on something I desperately wanted to do. It was probably the smarter financial move at the time, but truthfully spending money on experiences makes us happier. Even if you have to start saving right this second, give yourself permission to spend on something you’d like to do — and will regret not doing.

                                          To Be Continued...